Test to Treat: COVID-19 treatment in Minnesota
I already published about the newly expanded federal program that rolled out nation-wide last week, to a limited set of recipients, providing testing and treatment for COVID-19 and the flu. But that program’s limited set of recipients didn’t include your average working American. Fortunately for those of us in Minnesota,…
Test to Treat – Nationwide and free to Medicare recipients
An average American couple at age 65 in 2023 may need approximately $315k saved and earmarked to grow just for health care expenses in retirement. With the onset of COVID-19 and a summer of Canadian wildfire smoke that plagued Minnesota and many other northern parts of the country, masks, testing,…
Student loan administrative forbearance – the student loan pause continues for some
If you have federal student loans, your required loan payments may not have resumed in October as originally scheduled. Instead, your loan servicer may have set your payment to $0, and put you in administrative forebearance. What is administrative forbearance? Administrative forbearance is a status a servicer may put you…
What You Need to Know About the New Biden Student Debt Relief Plan
What We Know Today President Biden released the details [1, 2] of his new student debt relief plan. As had been rumored or in discussion for years, there will be up to $10k of student loan forgiveness available to many borrowers. Or up to $20k per borrower if you received…
1 Week For Small Business Owners To Act – EIDL
Small business owners: If you took a COVID-19 Economic Injury Disaster Loan (EIDL) for your business, you now have a May 16, 2022 deadline! If your small business applied for a COVID-19 Economic Injury Disaster Loan (EIDL) in 2020 or 2021 (which may have been approved up through May 6,…
Book Review – Not What I Expected – Parenting
Introduction I just finished reading the book Not What I Expected: Help and Hope for Parents of Atypical Children, by Rita Eichenstein PhD (also available at RPL), a “licensed psychologist who “specializes in pediatric neuropsychological assessments and parent training skills”. Her book is designed for parents of children who do…
COVID-19 funeral expenses assistance – coming April 1st, 2021
Has your family had financial hardship associated with paying funeral expenses for a loved one whose death was directly or indirectly due to COVID-19? If so, there is some financial relief you may be eligible for, through FEMA. Applications will open on April 1st, 2021, but here are the high…
Hermit crabs to the rescue!
Are you caring for others? How are you dealing with the mental health burdens of the pandemic? Have you learned one of the superpowers of making yourself feel better? We were given the opportunity to bring home the school hermit crabs for spring break. There was initially a disagreement between…
What should I do with the new stimulus check?
You’re getting an additional $600 x ___ eligible family members from the federal government, arriving as soon as January 2021. You’re now asking yourself, “What should I do with it?” As always, follow your Investment Policy Statement for windfalls. In 2020, this may involve staying focused on resupplying your raided…
What does the new COVID-19 stimulus bill mean for you?
The new COVID-19 stimulus bill has passed both the House and the Senate at lightening speed, and is on to the president’s desk for his signature. Assuming he signs it, we get a 4th Trump administration major tax overhaul in his 4 years (not evenly distributed, of course; TCJA in…