Margin for others
It seems to be a season of need. We’re between the blood drives of summer, and people’s remembering of need as the holidays approach. The local food shelf campaign is mid-season, as is the Giving Campaign through employers and directly the winter clothing drive for the United Way. Families are…
Roboadvisor account management fees
Knowing the cost vs value of what you’re paying for is important. What do you get with a computer managing your account, and how much does it cost?
Open enrollment with dependents
Younger children who still live with you. Older children who don’t live at home anymore, but you still support with insurance. Spouse. During open enrollment it’s time to verify that you have all of the proper people connected to every benefit they need to be connected to. For every separate…
Tax basics
Taxes are a fact of life, affecting all of us every day in some way or another. They are the way our layers of government obtain money for their undertakings, whether those are undertakings you agree with or not. That includes everything from national defense to the retiree down the…
Tax savings of HSAs vs HCFSAs
If it’s not a clear-cut decision for you as to whether a traditional health insurance plan or a high deductible health care plan is the better choice this open enrollment season, it may be time to get deeper into the weeds by considering the tax savings of the HSA vs…
Coordination of traditional or high deductible plans with other components of your health benefits
I had a great question asked of me today, about combining a traditional health care plan with an HSA. This employee had gotten confused by their employer’s documentation about changes new to this year. This employer offers a variety of health related benefits: traditional health insurance plans a high deductible…
Traditional vs High Deductible Health Insurance
Last time in our Open Enrollment Basics post, a number of terms were mentioned that may be new to you, and of course you can’t make good decisions without data. One of those sets of terms are the types of health insurance that may be available to you. Where does…
Open Enrollment Basics
The basics of what you need to know about Open Enrollment.
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