Last month I posted all of the 2023 account limit information. Yesterday I prodded some of the people I love, reminding them that the information exists. Today one of those people got back to me to announce they’d done the math, determined how much they planned to put away next year in various tax advantaged accounts, and what that meant for a savings amount per month. Their description of their own discovery? “Wow.”

How about you? Have you sat down to do the math for your plans for 2023? When you add up the amounts, and then figure out what that means per month, how does that make you feel? Did you feel overwhelmed? Did you feel content? Did you say “Wow”?